Address: Embassy of the Philippines, Area 6, St. No. 103, Villa No. 503, Jabriya, P.O. Box 26288 
Safat 13123 State of Kuwait 
Telephone No.: (965) 534-9099
Fax No.: (965) 532-9319
Home  Page: http://www.pag-ibig-fund.com
Pag-IBIGRepresentative: Vacant
     
Your Guide To The Pag-IBIG Overseas Program

WHAT IS THE PAG-IBIG OVERSEAS PROGRAM (POP)? 

The Pag-IBIG Overseas Program or POP is a voluntary savings program, which aims to provide Filipino overseas workers / immigrants / permanent residents an opportunity to save for their future and to avail of housing loan.

CAN I BE A MEMBER OF THE POP?

YES. If you are an overseas worker, an immigrant or a formerly Filipino citizen now permanently resident abroad, you can be a POP member. Membership registration is so simple. Simply visit any of our Pag-IBIG Offices, accomplish the member’s data form and pay your initial contribution.

SAVINGS FEATURES:

 Monthly Membership Contribution        Loan Ceiling
   US $20.00 Up                             to P 1,000,000
   US $40.00 Up                             to P 1,000,000 – P 1,500,000
   US $50.00 Up                             to P 1,500,000 – P 2,000,000

Requirements for the membership application: 

• Accomplished Member’s Data Form
• Membership contribution payment on a monthly or quarterly basis at your options.
• The Member may remit fund contribution either in US dollar or the corresponding Philippine peso equivalent based on the prevailing exchange rate as of payment date.
• The member may shift remittance of contribution from US Dollar to Philippine Pesos at anytime during the term of his Fund membership.

WHAT WILL HAPPEN TO MY SAVINGS?

Your total savings shall enjoy the following features:
Tax-Free dividend earnings at the following rates 7.5% p.a. on peso contributions.3.0% p.a. 
on US dollar contributions. 

Your accumulated savings under the program may be withdrawn at the end of 5 and 10 years, depending on the membership term you opted for upon registration. Withdrawal of contribution shall be in Philippine Pesos, US Dollars, depending on which form of currency the contribution were remitted. Hence, all dollar contributions shall be refunded in dollars, and all peso contributions in pesos. Withdrawal of savings before maturity shall be allowed in any of the following cases:

• Death
• Total disability/insanity